Jumbo loans are tailored for loan amounts exceeding the conforming loan limits. In Hawaii, the conforming limits for 2024 are:

1 unit: $1,149,825

2 units: $1,472,250

3 units: $1,779,525

4 units: $2,211,600

As a provider exclusively operating in Hawaii, we can offer lower conforming rates for a loan that would be considered a jumbo loan on the mainland. Jumbo loan programs in Hawaii are designed to accommodate borrowing needs beyond the above conforming thresholds. The rates and terms for jumbo loans vary depending on the characteristics of the loan application such as downpayment, occupancy, and credit scores.

Let us help you create an easier home loan experience with the skills and tools we have to offer. Start by checking out our free pre-qualification application so you can know what you're working with and stay ahead of the game.

Not sure if this is the right loan for you? Don't worry, we'll help show you the differences between each loan program so you get exactly what you need regardless of whether you're a first-time homebuyer or not.

4 Easy Steps to Securing Your Home Loan

• Complete our quick and easy pre-qualification application
• Receive suggestions based on your unique criteria
• Compare mortgage interest rates and terms
• Choose the best offer for your needs